Is A Leaking Roof Covered By Insurance?

roof-leaksA standout amongst the most well-known cases for property holders’ protection in Salt Lake City and somewhere else in Utah or even around the nation is for rooftop harm. Contingent upon where you live, harm to your rooftop can happen from hail, wind, or snow. As a rooftop gets more established, it will probably support harm, which could prompt to other basic harm. Here are a few tips to help you check for harm to your rooftop.While it’s a good idea to have a professional inspect your roof, you can do an initial inspection on your own if you feel comfortable getting on a ladder and onto your roof. Make sure you plan enough time to look over the entire roof are roof leaks covered by insurance.

What to Look For
According to the roofing expers at Owen Enterprises Naperville roofers, the first thing you should notice is the actual roof itself. Look at the shingles to see if any are broken or missing. Look for those that are curling, buckled or don’t seem to be secure. Notice the gutters to see if any pieces of shingle have slid off into them. You’ll also want to look around vents and flashing for cracks or rusted areas. Pay attention to how secure the vents are. If they move, it’s a sign they may have missing screws and are allowing in water to the attic.

Look Inside Your House
You also want to check for roof leaks from inside your home. Notice water stains on the ceiling or wet or moldy insulation in the attic. If the paint is cracked or bubbly or wall paper peels, it’s a sign of moisture getting in from the roof. Mold is often a serious indicator of older damage. It needs to be dealt with right away, and it may require a professional for removal.

leaky-roof

The Cost of Repairs
Minor damage to a roof is often inexpensive. Replacing a few missing shingles can be less than $200. Replacing flashing on the roof can be less than $500 and is considerably cheaper than replacing the entire roof. Ignoring the damage will ensure that it costs more later on.

If your roof is still under warranty, you won’t be able to make the repairs yourself or you’ll void the warranty. Most insurance companies won’t cover DIY repairs either. If you must file a claim, you will only be responsible for the deductible and the insurance will pay for the rest of the expense. The best time to check for damage is after a storm. You don’t want to wait too long or you risk further damage to your home.. In addition, it’s a good idea to inspect your roof every spring and fall to ensure it doesn’t need replacement or repairs.